A comprehensive approach delivers on current coverage and incorporates flexibility for future growth

  • Customized and thorough risk management analysis
  • Dedicated claims advisor
  • Consulting services that yield better overall coverage
  • Data-driven risk analysis

COMPREHENSIVE RISK MANAGEMENT
STARTS WITH COMPREHENSIVE
CASUALTY INSURANCE

We take a holistic approach to mitigate our client’s casualty risk. By forming strong partnerships with our clients, using gap analysis, and looking at your overall business, we provide customized, comprehensive, and cost-efficient risk management solutions

We know where to look, in both the typical locations and the unusual ones where coverage gaps or total cost of risk reduction may go undetected. We develop solutions that protect our clients’ overall business, focusing on Automobile Liability, Workers Compensation, General/Product Liability, Umbrella/Excess Liability, and alternative forms of risk transfer.

Uncovering uninsured and underinsured losses, contractual liability, and coverage gaps.

We conduct interviews and review contract and financial reporting filings. Our prerenewal meetings include pertinent stakeholders with your organization including the finance department, human resources, operations, and risk management departments. We also work with other product lines and industry experts to ensure language between policies leave no gaps.

Claims and loss control

Our dedicated claims and loss control advocacy group extensively reviews your legacy loss information. We then develop claim mitigation and loss prevention programs to improve your claims process.

Program structure and insurance premiums

We design a program that meets your current needs while also being flexible enough to grow and expand by providing multiple options inclusive of various programs structures, coverage, limits, and pricing.

CASUALTY INSURANCE

CYBER LIABILITY

WORKERS COMPENSATION

PROPERTY INSURANCE

PROFESSIONAL LIABILITY

THINK OF US AS YOUR IN-HOUSE RISK ADVISOR

EIGHTEENSIXTY3 opens up a broad range of insurance services to grow underserved markets.